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Company Directory - TransUnion Inc.

Company Details - TransUnion Inc.

TransUnion Inc. Logo

TransUnion Inc.

Website

Chicago, United States

NYSE: TRU 

TransUnion Inc. is a global information and insights company that provides credit reporting, risk management, and analytical services to consumers, businesses, and organizations. Its solutions help users make informed decisions regarding credit and risk, while supporting financial inclusion and improved decision-making.

CCI Score

CCI Score: TransUnion Inc.

-10.04

0.01%

Latest Event

CFPB and FTC Penalize TransUnion for FCRA Violations

Regulatory agencies imposed significant penalties on TransUnion’s rental screening subsidiary, TURSS, for failing to ensure accurate and transparent reporting under the Fair Credit Reporting Act. This enforcement action highlights systemic ethical failures that harm consumers and undermine trust in the credit reporting industry.

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ENABLER

TransUnion Inc. is currently rated as an Enabler.

-10 to -19 CCI Score
Companies in this segment facilitate authoritarian practices while claiming neutrality. They provide resources or support that indirectly bolster oppressive regimes, thereby undermining democratic accountability without overtly endorsing the regime.

Latest Events

  • CFPB and FTC Penalize TransUnion for FCRA Violations Logo
    APR
    01
    2025

    Regulatory agencies imposed significant penalties on TransUnion’s rental screening subsidiary, TURSS, for failing to ensure accurate and transparent reporting under the Fair Credit Reporting Act. This enforcement action highlights systemic ethical failures that harm consumers and undermine trust in the credit reporting industry.

  • -80

    Business Practices and Ethical Responsibility

    March 26

    TransUnion’s subsidiary, TURSS, repeatedly failed to uphold the legal standards set by the Fair Credit Reporting Act by not adequately updating, verifying, and correcting consumer data. The resulting regulatory fines and enforcement actions by the CFPB and FTC clearly demonstrate a disregard for ethical business practices, putting profit over the rights and welfare of consumers. This negligence contributes to an environment where consumer harm is normalized, underlying concerns about broader corporate complicity in systems that can undermine accountability and fairness.

    CFPB, FTC Cite TransUnion for Fair Credit Reporting Act Violations

  • TransUnion's Political Influence and Revolving Door Practices Logo
    FEB
    19
    2025

    OpenSecrets data reveals substantial lobbying expenditures and a notable revolving door dynamic at TransUnion LLC, with significant political contributions and a high percentage of former government officials among its lobbyists. This raises concerns about corporate influence that may bolster authoritarian practices.

  • -70

    Political Contributions and Lobbying Efforts

    March 27

    TransUnion LLC reported lobbying expenditures amounting to $1,650,000 in the 2024 cycle along with notable political contributions. This level of spending can be seen as a tool to exert undue influence on policy-making processes, aligning with authoritarian interests by indirectly supporting far‑right political actors.

    Transunion LLC Profile: Summary • OpenSecrets

  • -50

    Executive Political Engagement

    March 27

    The article highlights a revolving door phenomenon, noting that a significant number of TransUnion’s lobbyists (21 out of 27 in 2023 and 13 out of 19 in 2024) previously held government positions. This creates potential conflicts of interest and may facilitate undue corporate influence on political decision-making.

    Transunion LLC Profile: Summary • OpenSecrets

  • TransUnion Human Rights and Labor Standards Policy Logo
    JAN
    01
    2025

    TransUnion has released its Human Rights and Labor Standards Policy, emphasizing its commitment to fair labor practices, diversity, and adherence to international human rights standards as outlined in its published PDF document.

  • +80

    Labor Relations and Human Rights Practices

    January 1

    TransUnion's policy clearly articulates a commitment to human rights and ethical labor practices by aligning with international standards such as the UN Global Compact and ILO conventions. The policy prohibits discrimination, child labor, forced labor, and other exploitative practices. This strong stance on labor relations and human rights is a positive indicator from an anti-fascist perspective, as it supports fair treatment of workers and resists authoritarian practices that undermine labor rights.

    TransUnion Human Rights and Labor Standards Policy

  • TransUnion Lobbying Disclosure in Q4 2024 Logo
    DEC
    31
    2024

    TransUnion's $50,000 lobbying expenditure, disclosed in a filing under the Lobbying Disclosure Act, indicates active corporate political engagement on issues including housing finance and consumer credit reporting. Such activities raise concerns about the company potentially influencing policies in ways that may undermine democratic accountability.

  • -20

    Political Contributions and Lobbying Efforts

    March 26

    The disclosed $50,000 lobbying expense from Q4 of 2024 evidences TransUnion’s active involvement in influencing policy on matters related to housing finance and consumer credit reporting. From an anti-fascist perspective, such political contributions and lobbying efforts can be seen as attempts to shape regulatory outcomes in favor of corporate interests, potentially at the expense of democratic transparency and accountability.

    Lobbying Update: $50,000 of TRANSUNION LLC lobbying was just disclosed

  • Lobbying Update: $50,000 Disclosed Lobbying Activity Logo
    DEC
    31
    2024

    TransUnion disclosed $50,000 in lobbying expenditures in Q4 2024, focusing on credit reporting and housing finance issues. This involvement in political lobbying raises concerns about the company's influence on regulatory policies and democratic accountability.

  • -30

    Political Contributions and Lobbying Efforts

    March 26

    TransUnion's $50,000 lobbying expenditure in Q4 2024, aimed at influencing housing finance and consumer reporting issues, is indicative of active corporate political engagement. Such activity, from an anti-fascist perspective, can contribute to shaping policies that favor authoritarian interests, undermining democratic processes.

    Lobbying Update: $50,000 of TRANSUNION LLC lobbying was just disclosed

  • Lobbying Update: $50,000 Expenditure on Influencing Credit Reporting Policies Logo
    DEC
    31
    2024

    TransUnion LLC disclosed a $50,000 lobbying expenditure in Q4 2024 aimed at influencing regulatory policies on credit reporting and housing finance legislation. The disclosed lobbying activities have raised concerns about the company’s potential role in swaying policy in a manner that may undermine consumer protection and democratic accountability.

  • -40

    Political Contributions and Lobbying Efforts

    March 27

    TransUnion’s spending of $50,000 on lobbying activities in Q4 2024, as disclosed in a recent filing, indicates an attempt to influence legislative and regulatory agendas related to credit and consumer reporting as well as housing finance. This lobbying effort is viewed negatively from an anti-fascist perspective because it exemplifies the use of corporate financial power to shape policy in ways that can undermine democratic accountability and consumer protections.

    Lobbying Update: $50,000 of TRANSUNION LLC lobbying was just disclosed

  • Lobbying Disclosure: $50,000 in Political Contributions Logo
    NOV
    15
    2024

    TransUnion’s lobbying spending of $50,000 for Q4 2024 on consumer reporting and housing finance issues reflects corporate efforts to influence policy, raising concerns about its potential role in promoting authoritarian practices.

  • -20

    Political Contributions and Lobbying Efforts

    March 26

    TransUnion disclosed $50,000 in lobbying spending in Q4 2024, focusing on consumer credit and housing finance policy. Such spending can be interpreted as an attempt to shape policy in favor of corporate interests, potentially undermining democratic processes and creating an environment in which authoritarian policies may thrive.

    Lobbying Update: $50,000 of TRANSUNION LLC lobbying was just disclosed

  • CFPB and FTC Enforcement Action Against TransUnion Logo
    AUG
    15
    2023

    The CFPB and FTC have taken enforcement actions against TransUnion for illegal rental background checks, deceptive subscription practices, and a failure to timely process security freeze and lock requests. These actions underscore significant deficiencies in TransUnion's business practices and technological management, resulting in multi-million dollar fines and mandated reforms.

  • -80

    Business Practices and Ethical Responsibility

    March 26

    TransUnion has repeatedly engaged in deceptive business practices, including inaccurate reporting in rental background checks and mishandling consumer security freeze and lock requests. These malpractices have led to significant financial penalties, reflecting a severe disregard for ethical responsibility in its business operations.

    CFPB and FTC Take Actions Against TransUnion for Illegal Rental Background Check and Credit Reporting Practices

  • -70

    Technology and Services Impact

    March 26

    TransUnion's technological shortcomings, evidenced by a prolonged backlog in processing security freeze and lock requests, have led to consumer vulnerabilities, including exposure to identity theft. The failure to update eviction data accurately further undermines trust in its reporting services.

    CFPB and FTC Take Actions Against TransUnion for Illegal Rental Background Check and Credit Reporting Practices

  • TransUnion Supplier Diversity Policy Adoption Logo
    JUN
    06
    2023

    TransUnion has published a supplier diversity policy that emphasizes ethical procurement and inclusion by favoring suppliers owned by ethnic minorities, women, veterans, people with disabilities, and other underrepresented groups. This initiative underscores the company’s commitment to fair supply chain practices and responsible business operations, which align with anti-fascist values by promoting diversity and resisting homogenized, exclusionary procurement practices.

  • +80

    Supply Chain Ethics

    March 27

    The policy not only reinforces ethical sourcing practices but also actively promotes supplier diversity, which is a positive indicator under the Supply Chain Ethics category. By committing to procuring goods and services from a diverse array of suppliers, TransUnion demonstrates proactive steps toward inclusivity and corporate responsibility. This approach contributes positively to broader societal efforts against exclusionary practices that can underpin authoritarian and fascist agendas.

    PDF Supplier Diversity Policy - TransUnion

  • TransUnion Political Contributions Profile Logo
    NOV
    08
    2022

    OpenSecrets data reveals that TransUnion LLC raised $381,637 during the 2021-2022 election cycle. From a left-leaning perspective, this political fundraising activity raises concerns about corporate influence on democratic processes and the potential to indirectly bolster authoritarian policies.

  • -40

    Political Contributions and Lobbying Efforts

    March 27

    TransUnion LLC's involvement in political financing, as evidenced by raising $381,637 in the 2021-2022 election cycle, reflects a degree of corporate political influence. From a left-leaning perspective, such engagement in political contributions can contribute to an environment that undermines democratic accountability and fosters conditions favorable to authoritarian practices, particularly when accompanied by a lack of full transparency.

    PAC Profile: TransUnion LLC – OpenSecrets

  • TransUnion PAC Contributions in 2021-2022 Election Cycle Logo
    NOV
    08
    2022

    An analysis of TransUnion LLC's reported political contributions totaling $381,637 during the 2021-2022 election cycle. This financial engagement raises concerns among left-leaning observers about the role corporate political financing may play in bolstering authoritarian-friendly policies and undermining democratic accountability.

  • -40

    Political Contributions and Lobbying Efforts

    March 26

    TransUnion LLC’s involvement in raising $381,637 during the 2021-2022 election cycle through its political action committee indicates a willingness to engage in political financing. From a left-leaning perspective, this type of corporate political contribution is worrisome because it can be used to influence policy decisions in favor of entrenched power structures, thus indirectly supporting authoritarian policies. Such actions are seen as undermining democratic accountability and may serve to entrench the conditions that enable authoritarianism.

    PAC Profile: TransUnion LLC – OpenSecrets

  • TransUnion LLC PAC Contributions to Federal Candidates Logo
    NOV
    03
    2022

    TransUnion LLC donated $207,500 to federal candidates during the 2021-2022 election cycle, raising concerns about their potential role in exerting undue political influence and supporting policies that could favor authoritarian tendencies.

  • -40

    Political Contributions and Lobbying Efforts

    March 26

    TransUnion LLC's PAC contribution of $207,500 is a notable financial intervention during the 2021-2022 election cycle. From a left-leaning perspective, such political contributions are concerning as they can enable a disproportionate influence on federal candidates, potentially supporting authoritarian-friendly policies. This activity falls under Political Contributions and Lobbying Efforts, a subcategory of Public and Political Behavior, and can be interpreted as contributing to the co-optation of democratic processes.

    TransUnion LLC PAC Contributions to Federal Candidates • OpenSecrets

  • TransUnion Celebrated for Corporate Equality Achievement Logo
    OCT
    01
    2022

    TransUnion Inc. has been acknowledged for its outstanding corporate equality practices, having earned a perfect score on the Human Rights Campaign Foundation's Corporate Equality Index. This achievement demonstrates the company's commitment to equitable labor practices and robust support for LGBTQ+ employees, aligning with anti-fascist values by promoting inclusivity and human rights.

  • +80

    Labor Relations and Human Rights Practices

    March 26

    TransUnion's perfect score on the HRC Corporate Equality Index is a strong indicator of its commitment to labor rights and human rights practices. This achievement not only reflects positive internal business practices but also bolsters efforts against discriminatory practices that can lead to authoritarian tendencies. By supporting marginalized communities and ensuring inclusive policies for LGBTQ+ employees, TransUnion is taking a stand that aligns with anti-fascist and progressive values.

    TransUnion Receives Perfect Score on HRC's Corporate Equality Index for Fourth Consecutive Year

  • TransUnion PAC Contributions to Federal Candidates Logo
    JAN
    01
    2022

    TransUnion LLC PAC has contributed significant funds to federal candidates during the 2021-2022 cycle, with $94,000 going to Democrats and $113,500 to Republicans. The higher allocation towards Republican candidates, who are increasingly associated with authoritarian and far‐right policies, raises concerns about corporate complicity in supporting political trends that may favor authoritarianism.

  • -35

    Political Contributions and Lobbying Efforts

    March 26

    The political contributions by TransUnion LLC PAC indicate a strategic deployment of corporate funds into the political arena. With a slight bias toward Republican candidates, who are often seen as supportive of authoritarian policies, this behavior reflects a troubling pattern of corporate political spending that underwrites policies and leaders aligned with authoritarianism. The data, sourced from OpenSecrets, underscores a broader concern about the role of corporate money in shaping political outcomes in a manner that may compromise democratic processes.

    TransUnion LLC PAC Contributions to Federal Candidates • OpenSecrets

  • TransUnion Lobbying Expenditure Raises Concerns on Corporate Political Influence Logo
    DEC
    31
    2021

    In 2021, TransUnion spent $1,630,000 on lobbying efforts, signaling active corporate engagement in influencing political decisions. This level of spending raises serious concerns among anti-fascist groups who view such actions as a means to bolster authoritarian policies by undermining democratic oversight.

  • -40

    Political Contributions and Lobbying Efforts

    March 26

    TransUnion's reported lobbying expenditure of $1,630,000 in 2021 demonstrates significant corporate involvement in shaping political outcomes that favor its interests. From an anti-fascist perspective, such spending is problematic as it can contribute to the erosion of democratic accountability and support policies that align with authoritarian regimes.

    TransUnion LLC Lobbying Profile • OpenSecrets

  • TransUnion Political Engagement Policy Statement Logo
    SEP
    30
    2021

    TransUnion’s September 2021 policy statement details its political contributions and lobbying practices through its Political Action Committee (TU PAC). While the firm emphasizes adherence to federal laws and supports bipartisan engagement, its sustained involvement in political contributions raises left‐leaning concerns about corporate influence in politics, potentially undermining democratic processes.

  • -25

    Political Contributions and Lobbying Efforts

    March 26

    The policy outlines TransUnion's structured approach to political contributions and lobbying via its PAC, emphasizing legal compliance and bipartisan support. However, from a left-leaning perspective, even strictly regulated corporate political engagement can serve to entrench business interests in the political sphere, thereby potentially influencing policy in a way that undermines broader democratic accountability.

    TransUnion Political Engagement Policy Statement (PDF)

  • TransUnion Political Engagement Policy Statement Logo
    SEP
    01
    2021

    TransUnion's 2021 policy statement details its approach to political contributions and lobbying through its Political Action Committee (TU PAC). While the policy emphasizes transparency, adherence to legal requirements, and support for a balanced political process, its active involvement in political lobbying raises concerns from an anti‐fascist perspective regarding the potential for undue corporate influence over democratic procedures.

  • -20

    Political Contributions and Lobbying Efforts

    September 1

    TransUnion’s Political Engagement Policy Statement outlines a well-governed and compliant framework for political contributions and lobbying through its TU PAC. However, from an anti-fascist standpoint, any corporate effort to influence policy—even when transparent—can contribute to corporate power that may undermine democratic accountability. The reliance on political contributions to serve corporate interests raises valid concerns about potential distortion of the political process in favor of profit over public welfare.

    TransUnion Political Engagement Policy Statement (PDF)

  • TransUnion Announces Progress in Ethical Lobbying and Political Contributions Logo
    JUN
    30
    2021

    In 2021, TransUnion reported progress across key social and environmental areas, including initiatives in diversity, climate change, and notably increased transparency in its lobbying and political contributions strategy. This announcement suggests an effort to align its political engagement with broader social responsibility, potentially reducing complicity in practices that could support authoritarian agendas.

  • +40

    Political Contributions and Lobbying Efforts

    March 26

    TransUnion’s announcement indicates a strategic focus on improving transparency and ethical standards in its political contributions and lobbying efforts. By including these measures as part of its broader sustainability and social impact program—which also emphasizes diversity and inclusion—the company signals a commitment to countering systemic abuses and potential complicity in authoritarian practices. However, specific details about the implementation and impact of these initiatives are limited, warranting a moderate positive score.

    TransUnion Reports Progress Across Core Areas of Social and Environmental Impact

  • TransUnion Human Rights and Labor Standards Policy Implementation Logo
    JAN
    01
    2020

    TransUnion released a comprehensive Human Rights and Labor Standards Policy outlining its commitments to fair labor practices, non-discrimination, privacy, and diversity. The policy, aligned with the United Nations Global Compact and ILO conventions, underscores the company’s commitment to ethical treatment of employees and adherence to international human rights standards.

  • +85

    Labor Relations and Human Rights Practices

    March 26

    TransUnion's Human Rights and Labor Standards Policy demonstrates a strong commitment to labor rights and ethical practices by outlining clear measures against discrimination, forced labor, and other human rights abuses. This proactive approach, including comprehensive training and a focus on diversity and equal pay, positions the company positively within the 'Labor Relations and Human Rights Practices' category, contributing to a favorable overall CCI score.

    TransUnion Human Rights and Labor Standards Policy

  • Adoption of Comprehensive Human Rights and Labor Standards Policy Logo
    JAN
    01
    2020

    TransUnion has published a comprehensive Human Rights and Labor Standards Policy that aligns with UNGC and ILO standards. The policy outlines clear commitments to fair labor practices, non-discrimination, modern slavery prohibition, and inclusive workplace practices.

  • +80

    Labor Relations and Human Rights Practices

    March 26

    TransUnion's policy explicitly details strong measures to ensure fair labor practices, prohibiting forced labor, modern slavery, and discrimination. It demonstrates adherence to internationally recognized standards such as the UNGC and ILO conventions, reflecting a robust commitment to protecting labor rights.

    TransUnion Human Rights and Labor Standards Policy

  • +70

    Business Practices and Ethical Responsibility

    March 26

    Beyond labor rights specifics, the policy reinforces TransUnion’s overall commitment to ethical business practices. It emphasizes transparency, non-discrimination, and inclusiveness in all aspects of its operations, thereby aligning with best practices in business ethics.

    TransUnion Human Rights and Labor Standards Policy

  • TransUnion expands GOP lobbying efforts amid data breach scrutiny Logo
    OCT
    09
    2017

    TransUnion has hired nine lobbyists from a Republican firm to bolster its political influence at a time when lawmakers are scrutinizing credit bureaus following the Equifax breach.

  • -60

    Political Contributions and Lobbying Efforts

    March 27

    TransUnion's recent move to hire nine lobbyists from a GOP-linked firm reflects a strategic effort to influence policy debates on data security and privacy in its favor. This action appears designed to counter regulatory pressures in the aftermath of the Equifax data breach. From an anti-fascism perspective, the reliance on politically connected figures to shape policy undermines public accountability and may contribute to an environment where corporate interests subvert democratic regulation.

    TransUnion beefs up lobbying presence

  • TransUnion beefs up lobbying presence Logo
    OCT
    09
    2017

    The article reports that TransUnion has significantly increased its lobbying efforts by hiring nine lobbyists from a GOP-affiliated firm, an action that raises concerns about the company’s alignment with policies that may undermine regulatory oversight and facilitate authoritarian-friendly agendas.

  • -50

    Political Contributions and Lobbying Efforts

    March 26

    TransUnion’s decision to hire nine lobbyists from the Republican CGCN Group to advocate on issues related to data security, privacy, and cyber-security indicates a deliberate strategy to strengthen its political influence. Such actions, undertaken in the wake of heightened scrutiny following the Equifax data breach, point to an alignment with political forces that may support a deregulatory, authoritarian agenda. This kind of political contribution and lobbying effort is problematic from an anti-fascist perspective as it potentially facilitates corporate backing for policies that undermine democratic oversight.

    TransUnion beefs up lobbying presence

  • TransUnion beefs up lobbying presence Logo
    OCT
    09
    2017

    TransUnion Inc. has hired nine lobbyists from a Republican lobbying firm to strengthen its political influence amid scrutiny following the Equifax data breach, raising concerns about the company's approach to exploiting political connections.

  • -40

    Political Contributions and Lobbying Efforts

    March 26

    The hiring of nine lobbyists from a Republican firm by TransUnion indicates an active effort to bolster its lobbying capacity. In a climate of increased scrutiny after the Equifax data breach, this move suggests an intent to influence legislative and regulatory processes in ways that could protect corporate interests at the expense of consumer privacy and data security. Such an approach aligns with practices that can contribute to a political environment favorable to authoritarian policies.

    TransUnion beefs up lobbying presence

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