The company’s comprehensive 2024 Annual Report details robust financial performance, rigorous risk management and transparent governance practices. Notably, the report emphasizes a strong commitment to diversity, equity, and inclusion (DE&I) with high employee engagement scores and progressive measures to support an inclusive workplace. These efforts, along with clear ESG oversight and responsible business practices, are recognized as positive steps that align with progressive, anti‑fascist values.

Pepper Money has implemented the Fortiro Protect fraud detection platform along with complementary tools like Fortiro Redact and Accelerate, automating fraud checks and protecting sensitive data as part of its lending process.

The Pepper Money CY2023 Annual Report, released with a final date of February 29, 2024, details comprehensive improvements in ESG, diversity, and corporate governance. The report emphasizes a commitment to sustainable business practices including a diverse workforce (55% female, 45% male, with 45% of senior management positions held by women), robust employee engagement (placing the company in the top 10% globally), and community support through initiatives like the Pepper Giving Program. The documentation of transparent remuneration policies and rigorous risk management further underscores the company's positive business practices.

Pepper Money adopted a comprehensive Code of Conduct on June 28, 2023, outlining robust ethical guidelines, commitment to anti-bribery, transparency, equal employment, and a harassment-free workplace. The document reinforces progressive business practices and worker protections.