Company Directory - OnePay
Company Details - OnePay

OnePay
WebsiteOnePay is a fintech startup majority-owned by Walmart, designed to enhance financial services and customer experiences, providing users with innovative payment solutions and money management tools.
CCI Score
CCI Score: OnePay
-24.19
Latest Event
OnePay Credit Card Launch with Synchrony
OnePay, Walmart's majority-owned fintech startup, announced new credit cards in partnership with Synchrony, following the exit from a long-term arrangement with Capital One. The move is part of Walmart's broader strategy to consolidate its financial services.
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ACCOMPLICE
OnePay is currently rated as an Accomplice.
Latest Events
- JUN092025
OnePay, Walmart's majority-owned fintech startup, announced new credit cards in partnership with Synchrony, following the exit from a long-term arrangement with Capital One. The move is part of Walmart's broader strategy to consolidate its financial services.
+0
Business Practices and Ethical Responsibility
June 9
The new credit card launch is a strategic business decision that consolidates financial services under Walmart's umbrella via OnePay. While it reflects corporate centralization, there is no clear indication that the move promotes authoritarian policies or undermines labor or social justice, leading to a neutral score.
Walmart is using its own fintech firm to provide credit cards after dumping Capital One
- JUN092025
OnePay, Walmart's majority-owned fintech startup, announced the launch of two new credit card options—one general purpose and one store-specific—in partnership with Synchrony, marking a strategic shift after ending its longstanding relationship with Capital One.
- MAY022025
Upstart Holdings, Inc. announced a strategic partnership with OnePay, a fintech startup majority-owned by Walmart, to market consumer lending products to Walmart’s extensive customer base. This collaboration may further consolidate corporate power and economic influence, raising concerns about consumer protection and increased corporate domination.
-20
Business Practices and Ethical Responsibility
June 9
The partnership illustrates a strategic move that may prioritize profit and market control over consumer protection. Such consolidation of financial services under dominant corporate entities can undermine ethical business practices and contribute to broader socioeconomic inequities.
Upstart announces strategic partnership with Walmart's OnePay
-30
Economic and Structural Influence
June 9
By aligning with a Walmart-backed fintech, OnePay is deepening its ties to one of the world's most dominant corporate players. This move enhances economic concentration and may pave the way for structures of corporate control that risk undermining democratic and ethical standards.
Upstart announces strategic partnership with Walmart's OnePay
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